Life Insurance Tips

Choosing life insurance is a tough task. Here are a few tips to help you:

• Life insurance is a big decision; don't rush into it. On the other hand, don't avoid it; military life insurance is an important protection for your military family

• When you purchase military life policy, make your check payable to the insurance company and not to the agent.

• After you have purchased your military life insurance policy, you may have a 10-day "free-look" period and you can change your mind. Use it to make certain all your questions are answered to your satisfaction

• If an agent or company contacts you and wants you to cancel your current policy to buy a new one, contact your original agent or company before making any decisions. Canceling your policy could be very costly to you and your military family.

• Term life insurance policies will generally provide military families with the most coverage for the smallest premium and are especially appropriate for young families.

• Periodically review your life insurance plan, particularly when before a military deployment or any time your financial responsibilities undergo a significant change.

• Discuss insurance plans with your spouse to reach a full understanding