TRICARE Standard Overseas is a fee-for-service option. This supplementsl plan gives you more choices in the providers you can see for care, but costs you more in out-of-pocket costs.
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TRICARE Standard Overseas Supplemental Insurance

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TRICARE Standard Overseas is a fee-for-service option. This supplementsl plan gives you more choices in the providers you can see for care, but costs you more in out-of-pocket costs.

TRICARE Standard Overseas includes:

  • Higher out-of-pocket costs than TRICARE Prime Overseas.

  • Freedom to choose from any qualified host nation provider.

  • Referrals not required, but some care may require prior authorization.

  • You may have to pay for services when they are received and then seek reimbursement.

  • You may have to submit health care claims.

  • There is no assigned primary care manager.

  • No enrollment process, which means no enrollment forms to fill out and no annual enrollment fees for retirees and others.

  • Receive care in a military treatment facility on a space-available basis only.
TRICARE Standard Overseas is available to:

  • Active duty family members living overseas with their sponsors and those who have relocated with service sponsored/funded orders.

  • Non-command sponsored active duty family members who reside overseas.

  • Retirees and their family members who reside overseas.
  • Survivors who reside overseas.

  • Eligible former spouses who reside overseas.

  • National Guard or Reserve family members who are living overseas while their sponsor is on active duty for more than 30 consecutive days.



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