According to a 2012 Mortgage Bankers Association's National Delinquency Survey, amid rising standard personal and commercial property foreclosures, VA's foreclosure and serious delinquency rates remain the lowest in the housing industry.
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Certificate of Eligibility: VA Mortgages Still a Good Deal

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According to a 2012 Mortgage Bankers Association's National Delinquency Survey, amid rising standard personal and commercial property foreclosures, VA's foreclosure and serious delinquency rates remain the lowest in the housing industry.

If you're eligible, there's no better time to apply for a VA Home Loan.

Even when no-downpayment programs are virtually non-existent and mortgage credit are difficult to obtain, eligible veterans and service members obtain financing more easily and at historically low rates, through VA home loan programs.

Why are VA-guaranteed home loans still welcomed by banks and mortgage lenders?

VA ensures payment of a portion of your home loan if the veteran fails to repay the balance. When VA backs the loan, it is more likely that mortgage lenders will approve it.

Most veterans, active duty servicemembers, Reservists and National Guard as well as eligible spouses, are approved for VA home loans. That means access to no-downpayment benefits on a first mortgage, and interest-rate-reduction refinancing on standard home loans. You'll need a Certificate of Eligibility to apply now. Find out if you qualify for a VA Home loan quickly and easily.

Obtain a Certificate of Eligibility from your mortgage lender. Most lenders have access to the Automated Certificate of Eligibility (ACE) Internet based system. The application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds.

Or you can request a Certificate of Eligibility for VA home loan benefits by completing VA Form 26-1880 and submitting it to the VA Eligibility Center along with acceptable proof of service as described on the instruction page of the form.




Sponsor:

VA Loans for Veterans
Complimentary VA loan pre-approvals will give you the comfort you need to shop for your home with confidence. VA refinance loans available.


VA Home Loans

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