Servicemembers know that the military's retirement pay isn't enough to live on. With a bit of planning, you can set yourself up for a very comfortable military retirement; one that goes far beyond the numbers on your retirement check.
Before they were famous, many truly influential men and women started by serving their country in the US military or grew up in military families.

Military Pay

Planning for Military Prosperity

Everyone in uniform knows the military's retirement pay isn't enough to live on. Even first term airmen, soldiers, sailors and marines soon learn that even a 20-year military career (or beyond) is a gateway to a new life and a new job. Depending on how well you plan, the quality of that life post-military could be great-but in today's economy it's challenging to invest and save wisely for your military retirement years.

With a bit of planning, you can set yourself up for a very comfortable military retirement; one that goes far beyond the numbers on your retirement check. Start planning early and save for your entire career. The numbers you calculate over the span of a 20 year military career may surprise you.


Don't forgot the number one rule about investing; never put all your eggs in one basket. To properly save for retirement, you need to have a diverse portfolio; a savings account is only one part of your plan. CDs, savings bonds, stocks, bonds, and mutual funds are other places to spread your retirement money.


Are you looking at your military retirement pay chart wondering how much you need to invest to make your Air Force retirement, Army, Navy or Marine retirement pay work for you? There are some simple concepts to remember that can protect your investments even in the craziest of financial times.


It appears that veterans are entrepreneurs at heart, making it a logical step for so many veterans to start their own businesses. Today, there are a number of services to help veterans with business education and loans, many of which are the result of the Veterans Entrepreneurship and Small Business Development Act of 1999.


The Thrift Savings Plan (TSP), a Federal Government-sponsored retirement savings and investment plan, was first established in the Federal Employees' Retirement System Act of 1986, as a way to provide retirement income. Now, the benefits of TSP are available to both military and civilian employees.


Thanks to the 2006 Heroes Earned Retirement Opportunities (HERO) Act, military members serving in combat zones now may contribute to a Traditional IRA or Roth IRA for military retirement savings, while also taking advantage of the tax-free status of their combat pay.

Get answers to Your VA Loan Questions
Expert Answers are Ready:
Question Big

Does a VA home loan require an escrow account for taxes and insurance?

In doing my research comparing a VA loan versus a conventional loan, it appears that if you put 20% down on a conventional loan...

How do I restore my VA loan eligibility?

I used by VA home loan eligibility on a home purchase back in the 80's. I paid it off years ago. I want to purchase another home...

Can my military housing allowance be used to buy a home with a VA loan?

I am active duty military and government housing is not available at my base. Can a VA lender can count my BAH income...

more about VA LOANS

VA Loans for Veterans


Complimentary VA loan pre-approvals will give you the comfort you need to shop for your home with confidence. VA refinance loans available.

VA Home Loans

About Military Hub
Privacy Policy
Contact / Advertise

Copyright © 2008 - 2017
Advertise Military, LLC
All Rights Reserved

Disclaimer: and are private websites that are not affiliated with the U.S. Department of Veteran Affairs, any U.S. government agencies, or any U.S. military branches. Our sites contain basic information about veteran benefits, pay tables, current events, and news for active duty military personnel, military veterans, and their families. You can find additional information on these topics at the official website for U.S. Department of Veteran Affairs.