Both lenders and veterans are finding VA Home Loan approval to be increasingly user-friendly. Information technology has streamlined the VA Home Loan process.
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For Fast VA Home Loan Approvals

Both lenders and veterans are finding VA Home Loan approval to be increasingly user-friendly. Information technology has streamlined the VA Home Loan process.

For example, veterans may no longer need to obtain their own VA Certificate of Eligibility prior to contacting a lender; lenders can access the VA's online Automated Certificate of Eligibility (ACE) system and obtain the certificate for the veteran, many times within seconds.

VA lenders also have authority to process and approve veterans' loan applications. Lenders can order appraisals online, review and determine the appraised value of the property, electronically submit information the VA needs, and receive the guaranty electronically within 24 hours.

The VA has upgraded its loan servicing through a new web-enabled "smart" system called VALERI (VA Loan Electronic Reporting Interface). Standardized servicing criteria and instant access to acquisition and claim payment status make it easier to communicate with the VA, and when necessary, helping veterans to avoid foreclosure due to financial difficulty.

WHAT YOU'LL NEED

If you're ready to apply for your VA Home Loan benefits, make sure you've prepared well enough to be approved quickly. With your VA Home Loan, it literally pays to be prepared.

CERTIFICATE OF ELIGIBILITY

If you are a military veteran, our friends at VALoans.com will be happy to help you get your VA Certificate of Eligibility, quickly and easily. You will need it to get your VA home loan.

FORM DD-214

The DD-214 is proof of your military status, whether you are retired, separated, discharged. It also displays the nature of your discharge, and your status with the National Guard or a Reserve Unit.



Get answers to Your VA Loan Questions
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Does a VA home loan require an escrow account for taxes and insurance?

In doing my research comparing a VA loan versus a conventional loan, it appears that if you put 20% down on a conventional loan...

How do I restore my VA loan eligibility?

I used by VA home loan eligibility on a home purchase back in the 80's. I paid it off years ago. I want to purchase another home...

Can my military housing allowance be used to buy a home with a VA loan?

I am active duty military and government housing is not available at my base. Can a VA lender can count my BAH income...

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