Military families in particular can find themselves pushed to financial and emotional limits by constant PCS relocations, extended deployments, or a military spouse losing a job.
Before they were famous, many truly influential men and women started by serving their country in the US military or grew up in military families.

Financial Support for Today's Military Families

Who isn't stressed about the economy these days? Everyone wants to find a better way to manage their own personal budget as well.

Military families in particular can find themselves pushed to financial and emotional limits by constant PCS relocations, extended deployments, a military spouse losing a job, a spouse being left alone to manage bills, and other stresses of the military lifestyle that can quickly become financial problems.

According to a poll by The Washington Post, military spouses with less-than-adequate financial support are more likely than civilians to make credit card mistakes; pay higher fees; cover only minimum monthly balances; and take out cash advances at even higher interest rates.

It can be all too easy for a stretched-too-thin military family to slide into unmanageable debt.

If this describes your situation - or it seems about to happen to you - take note that the military has a number of financial management programs that can help you with financial education, personal counseling, even financial assistance to help clean up bad debt, and avoid future debt problems.


The USA Cares nonprofit organization helps military families facing financial troubles, especially while a military service member is deployed overseas.

USA Cares provides financial management guidance to military spouses; for example, USA Cares has assisted military spouses with lowering payments to bill collectors or landlords. USA Cares but may also help by providing financial support for emergencies like vehicle repairs, food, housing, and more for military spouses with deeper financial needs.


1. Military Saves, a program of the Consumer Federation of America, provides help for military service members and military spouses who need help to manage debt and find ways to save more money.

2. According to the Daily Finance, the Better Business Bureau is also helping military families through their financial planning website geared to address the financial challenges of a military lifestyle.

3. To earn the highest interest on your savings, see if you qualify for the Military Savings Deposit Program from the Department of Defense, whereby eligible military servicemembers can earn an annual interest rate of up to 10 percent on their savings account.

In addition, DoD and the Pentagon offer financial literacy programs for military service members and military spouses, to encourage more successful personal financial planning.

These programs offer financial support during deployment or any time you and your military familyare up against a financial challenge. Take advantage of these financial planning programs; there is no stigma, and no negative impact on your military career if you are in financial long as you ask for and receive the help you need to manage it.


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